Is money the biggest stress?

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By Nick

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Money is the biggest source of stress for adults aged 18 to 57, according to the 2022 « Stress in America » survey. Debt and a lack of savings are major contributors to financial anxiety, while general money management can also cause stress. However, there are resources available to help manage money and reduce stress. Seeking help and taking small steps can lead to a happier, less stressful life. Don’t let money worries get you down, take control and seek support.

Is Money the Biggest Stress?

The Truth About Money and Stress

According to the 2022 “Stress in America” survey, money is the number one stressor for adults ages 18 to 57. It’s not surprising that people are stressed about money, as it affects so many aspects of our lives. From paying bills to saving for retirement, money is a constant source of anxiety for many people.

The Impact of Debt

One of the biggest contributors to financial stress is debt. Whether it’s credit card debt, student loans, or a mortgage, debt can feel overwhelming and insurmountable. It’s important to remember that you’re not alone if you’re struggling with debt. Millions of people are in the same boat, and there are resources available to help you get back on track.

The Importance of Savings

Another factor that contributes to financial stress is a lack of savings. Without a cushion to fall back on, unexpected expenses can be a major source of anxiety. It’s important to prioritize saving, even if it’s just a small amount each month. Building up an emergency fund can provide peace of mind and help you weather any financial storms that come your way.

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General Money Management

Finally, general money management can also be a source of stress. From budgeting to investing, there are a lot of decisions to make when it comes to money. It’s important to educate yourself and seek out advice from experts when needed.


In conclusion, money is a major source of stress for many people. Whether it’s debt, savings, or general money management, there are a lot of factors that can contribute to financial anxiety. The good news is that there are resources available to help you manage your money and reduce your stress. By taking small steps and seeking out help when needed, you can take control of your finances and live a happier, less stressful life.

References for « Is Money the Biggest Stress? »

  1. American Psychological Association. (2017). Stress in America: The State of Our Nation. Retrieved from
  2. Chandola, T., Brunner, E., & Marmot, M. (2006). Chronic stress at work and the metabolic syndrome: Prospective study. BMJ (Clinical research ed.), 332(7540), 521–525. doi:10.1136/bmj.38693.435301.80
  3. Lebowitz, M. S. (2019, May 21). The Impact of Financial Stress on Mental Health. Psychology Today. Retrieved from
  4. Norris, F. H., & Kaniasty, K. (1996). Received and perceived social support in times of stress: A test of the social support deterioration deterrence model. Journal of personality and social psychology, 71(3), 498–511. doi:10.1037/0022-3514.71.3.498
  5. Shahid, M., & Shen, W. (2018). The relationship between financial stress and health: A systematic review. Journal of Public Health Research, 7(4), 1484. doi:10.4081/jphr.2018.1484

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